People and pushing them away in business & in everyday life

Dislike emoticon

This relates to everyone in all walks of life so I decided to share this here. My goal is to work on myself and help positively influence others as well. These are toxic behaviors that push people away everyday. In business this is CRUCIAL. Take a look at these 12 behaviors the author lists and to read further in depth about them continue here to the full article.

Being envious of everyone else.

Taking everything too personally.

Acting like you’re always a victim.

Hoarding pain and loss.

Obsessive negative thinking.

Lack of emotional self-control.

Making superficial judgments about others.

Cruelty (or lacking empathy and compassion).

Cheating and cutting moral corners simply because you can.

Hiding your truth.

Needing constant validation.

Being a stubborn perfectionist.

Behaviors listed come from MARC CHERNOFF article.

Posted in Behavior, Business, Humanity, Life, Toxic | Tagged , , , , , , ,

Here’s Why Owning Your Own Home Really is a Good Investment


By Amanda Alix

According to a recent Gallup poll, more Americans are beginning to view real estate as a viable long-term investment. Thirty percent of those surveyed early last month took this view, up from 25% just a year ago. Gallup credited an improving housing market as being the chief driver of the change in popular opinion on this matter.

But, wait. Some experts, notably Yale economics professor Robert Shiller, disagree heartily with this view. In interviews over the past couple of years, Shiller referred to his research in which he studied home price appreciation from 1890 to 1990. He found that, considering costs of construction and inflation, homes really didn’t appreciate in value at all.

Does that mean that buying a home is a lousy move? Not at all, and here’s why.

Continue reading

Posted in Housing Market, Real Estate, Real Estate Market, Realtor | Tagged , , , , , , , , , , , , , , , , , , ,

6 Things Everyone Should Do When Moving Into a New House

Moving into your new home is exciting! It also means you have some work to do.

photo (5)


When I bought my first house in May, my timing couldn’t have been better: The house closing was two weeks before the lease was up on my apartment. That meant I could take my time packing and moving, and I could get to know the new place before moving in.

I recruited family and friends to help me move (in exchange for a beer-and-pizza picnic on the floor) and, as a bonus, I got to pick their brains about what first-time home owners should know.

Their help was one of the best housewarming presents I could have gotten. And thanks to their expertise and a little Googling, here’s what I learned about what to do before moving in.

1. Change the locks. You really don’t know who else has keys to your home, so change the locks. That ensures you’re the only person who has access. Install new deadbolts yourself for as little as $10 per lock, or call a locksmith — if you supply the new locks, they typically charge about $20-$30 per lock for labor.

Click here for how-to videos

2. Check for plumbing leaks. Your home inspector should do this for you before closing, but it never hurts to double-check. I didn’t have any leaks to fix, but when checking my kitchen sink, I did discover the sink sprayer was broken. I replaced it for under $20.

Keep an eye out for dripping faucets and running toilets, and check your water heater for signs of a leak.

Here’s a neat trick: Check your water meter at the beginning and end of a 2-hour window in which no water is being used in your house. If the reading is different, you have a leak.

3. Steam clean carpets. Do this before you move your furniture in, and your new home life will be off to a fresh, clean start. You can pay a professional carpet cleaning service — you’ll pay about $50 per room; most services require a minimum of about $100 before they’ll come out — or you can rent a steam cleaner for about $30 per day and do the work yourself. I was able to save some money by borrowing a steam cleaner from a friend.

4. Wipe out your cabinets. Another no-brainer before you move in your dishes and bathroom supplies. Make sure to wipe inside and out, preferably with a non-toxic cleaner, and replace contact paper if necessary.

When I cleaned my kitchen cabinets, I found an unpleasant surprise: Mouse poop. Which leads me to my next tip …

5. Give critters the heave-ho. That includes mice, rats, bats, termites, roaches, and any other uninvited guests. There are any number of DIY ways to get rid of pests, but if you need to bring out the big guns, an initial visit from a pest removal service will run you $100-$300, followed by monthly or quarterly visits at about $50 each time.

For my mousy enemies, I strategically placed poison packets around the kitchen, and I haven’t found any carcasses or any more poop, so the droppings I found must have been old. I might owe a debt of gratitude to the snake that lives under my back deck, but I prefer not to think about him.

6. Introduce yourself to your circuit breaker box and main water valve. My first experience with electrical wiring was replacing a broken light fixture in a bathroom. After locating the breaker box, which is in my garage, I turned off the power to that bathroom so I wouldn’t electrocute myself.

It’s a good idea to figure out which fuses control what parts of your house and label them accordingly. This will take two people: One to stand in the room where the power is supposed to go off, the other to trip the fuses and yell, “Did that work? How about now?”

More: Click here for how-to videos

Posted in Housing Market, Real Estate, Real Estate Market, Realtor, Uncategorized | Tagged , , , , , , , , , , , , , , , , , ,

What Every First-Time Buyer Should Know

What Every First-Time Buyer Should Know

Sponsored by AHS – Published: July 01, 2014

Congratulations! You’re buying your first home, grabbing part of the American dream, and building wealth over time.

But buying your first home can be confusing and anxiety provoking. What features are must-haves, and which are someday dreams? What do you need to get a mortgage? These guidelines will make the process easier to navigate.

The Right Steps

A little research and prep can go a long way to getting you through the homeownership door with minimum stress.

Make sure your credit is in good shape. The better your credit score, the better your chance of getting a lower-rate mortgage. Check your credit report for mistakes and for any credit problems you can correct. You can get a free report from each of the three credit bureaus once a year at

Related: 4 Tips to Improve Your Credit Score

Continue Reading this article:

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , ,

A listing strategy for home sellers

for sale sign

 July 15

Selling your home can be an intimidating process. But like many things in life, proper preparation will help you have the best experience possible. Not only should you take steps to prepare your home to hit the market, but you should also mentally prepare yourself for the selling process.

Here are some tips for sellers:

• Document memories of your home. Before you prepare to list, take personal photos of your home and your family enjoying it. While you might be excited to move on to the next place, you won’t regret capturing some memories of your home as it was when you lived in it, before strangers started traipsing through.

 • Learn to separate your emotions from your logic. When you’ve made memories in a home, it can be difficult to separate your emotions from the transaction. When looking for an agent, find someone you trust to offer an impartial, professional opinion. Be open to feedback from your agent and don’t take it personally if he or she has suggestions to make your home more marketable.

Remember active agents are touring and evaluating homes every week, understand the competitive landscape and know what buyers are looking for in your neighborhood.

• Set a realistic price. Homeowners have a tendency to overvalue their homes, especially if they have made upgrades based on their own tastes and preferences. It’s simple human nature. But overpricing your home will be costly in the long run. According to Redfin research, a listing receives nearly four times more online visits in the first week it goes on the market than it does a month later. Even if you drop the price later, it won’t get the same attention.

Before you list your home, ask your real estate agent for a comparative market analysis, which will help you determine a reasonable price based on sales of similar homes in your area. It is always a good idea to visit a few open houses in your neighborhood or preview active listings with your agent to help you get a sense of the market and calibrate your expectations.

When in doubt, start with a lower asking price, which can create more interest in the home and potentially result in a bidding war. In the D.C. market, homes that show well and are well-priced are not sitting on the market long.

Continue Reading

Posted in Housing Market, Real Estate, Real Estate Market, Realtor | Tagged , , , , , , , , , , , , , , , , , , , , , , ,

FHA Loan Limits- Different Per County

MARICOPA County PHOENIX-MESA-SCOTTSDALE, AZ                          
  • Single –  $271,050
  • Duplex – $347,000
  • Tri-plex- $419,425
  • Four-plex – $521,250 
Single– $362,250
Duplex– $463,750
Tri-plex– $560,550
Four-plex —$696,650


Posted in Housing Market, Real Estate, Uncategorized | Tagged , , , , , , , ,

Phoenix to be in The Future’s Most Walkable Cities:

BY: @thisissrividya June 17, 2014

Walkable urban places are the cities of the future, a new study says. And where will those be? New York, Boston? Try Miami and Phoenix. No, we’re not kidding.

Continue Reading

Posted in Uncategorized | Tagged , , , , , , , ,